LET’S GET OUR FINANCES IN THE BLACK!
Staying In the Black:
Your Ultimate Guide
to Financial Success
“Staying in the Black” podcast empowers teachers to manage finances with 8 keys, including budgeting, investing, and debt management. Hosted by Ms. Black, the podcast covers teacher-specific financial tools like pensions, TDA 403b, and Deferred Compensation 457.
Staying in the Black means having more assets than liabilities and being able to pay off your debt without any problems.
Ms. Black
About me
Ms. Black is a single mom and educator in the nation’s largest public school district with 25 years of experience.
Growing up, her family was on and off of public assistance, and there were barely enough funds to purchase anything more than the most basic necessities. Times were hard, but she quickly learned about financial management from her family, who had to stretch every penny to ensure they survived the leanest days.
Levels of Staying in the Black
Our aim is to provide you with doable processes to guide you on your journey to financial independence while ensuring you enjoy life in the interim.
Elementary
You are in the red and financially insecure. You are unable to reliably cover your basic needs.
Middle School
You are building financial security. You are better able to cover your basic needs. You begin to seek information on personal finance, building good money management skills, and getting out of debt.
High School
You are financially secure, have good money management skills, have strategic debt (student loans, mortgage, etc.), and are investing for retirement and building your portfolio.
College
You are financially flexible, have very good money management skills, and have strategic debt (student loans, mortgage, etc.), maximizing retirement options and expanding your portfolio.
Graduate School
You are financially independent, have excellent money management skills, is Debt-free, work optional, and living your best life.
LISTEN TO THE PODCAST
Tune in weekly Staying in the Black podcast, Teacher & Money . Every week personal finance translator and host Ms. Black will share actionable steps, resources, and inspiration that educators can use to maximize their benefits and improve their personal finances.
Discover a wealth of knowledge from over a hundred podcast episodes divided into the 8 Keys to Financial Empowerment:
Latest Blog Posts
Overspending: Money and Mental Health Part Il
Overspending can happen for different reasons, such as: You might spend to make yourself feel
Crush Student Loan Debt: Smart Strategies for Financial Freedom
Take control of your student loan debt and pave the way to financial freedom with our smart strategies. Learn effective methods to crush student loans and achieve the financial independence you deserve.
Money and Mental Health: Thrive Financially and Emotionally
Achieve financial well-being and nurture your mental health with our comprehensive guide. Discover strategies to manage money effectively while prioritizing your mental well-being for a healthier and more balanced life.
8 Practical Tips to Save Money on Health Insurance
Discover 8 practical tips to save money on health insurance with our expert advice. Learn smart strategies for comparing plans, maximizing coverage, utilizing preventive care, exploring cost-saving options, and more. Take control of your healthcare expenses and find ways to save on health insurance without compromising on quality coverage.
Improve Your Finances with a Freebie
Attention all teachers and educators! We’re excited to announce our latest e-book – ‘6 Benefits New Work Teachers and Educators Should Maximize’ – a comprehensive guide that will help you make the most of your career and achieve success in the education field. Download your FREE copy today and discover the valuable insights and strategies that will help you excel in your profession.
