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How to Plan for Gift Giving

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Step for successful gift giving:

  1. Set a budget, including taxes, shipping, and handling
  2. Make a list, check twice
  3. Look for sales, promo codes, and use browser plug-ins like honey
  4. Make purchases

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.

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